550%
Average 1-year supported revenue growth*
Meet our customers.
"Settle provides the peace of mind of having quick, flexible capital available exactly when we need it, especially for significant retail opportunities. That flexibility is invaluable. Settle saves us about $90,000 a year and more than 24 hours each month. That's capital and time we can now redirect toward strategic growth."
Robert Poythress
Head of Finance at Bare Bones Broth
Settle now, thrive next
We give you access to working capital. You pay us back later with terms tailored to your business.
Non-dilutive capital
More purchasing power
Transparent Terms
Do you know your real cost of financing?
Don't be fooled by a "low-rate" Merchant Cash Advance (MCA). MCAs charge their fee against the original amount you borrow - every month, making that "low-rate" more expensive than you think.
| Settle (Monthly)Saves you money vs MCAs | Revenue Based Financing (Monthly) | Revenue Based Financing (Monthly) | |
|---|---|---|---|
| Amount | $100,000 | $100,000 | $100,000 |
| Fee | 1.4% / mo on outstanding balance | 1.0% / mo on full origination amount | 1.4% / mo on full origination amount |
| Effective APR | 17.03% | 20.57% | 29.10% |
| Total Interest Paid | $4,957 | $6,000 | $8,400 |
| Repayment Period | 6 months | 6 months | 6 months |
| Total Payback | $104,957 | $106,000 | $108,400 |
| No prepayment fees or penalties | |||
| Flexible repayment schedule |
Here's how it works
1Apply
Sync your financial software with our easy integration and get your credit eligibility in as little as 1–3 business days.
2Finance
We'll finance up to 90% of your PO value.*
3Repay
Pay us back 30–180* days later with our fixed repayment schedule.
4Grow
We’ll regularly assess your credit eligibility to ensure it aligns with your business so you can take your brand to the next level.
*Subject to approval. Actual terms depend on an individual business’s credit eligibility.
Settle by the numbers
$4.1B
Total payments processed
$3B
Funding provided to brands since 2019
Ready? Let's grow
Book a free consultation with a Settle financing expert today.