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Get started
What industries does Settle support?
Settle supports CPG sub-verticals including Food & Beverage, Health & Beauty, Baby & Kids, Household Goods, Apparel & Accessories, Supplements & Wellness, Pet Products, and Home & Lifestyle.
Is Settle an established company?
Yes. Founded in 2019, Settle has helped thousands of ecommerce businesses, Shopify and Amazon sellers, and CPG brands scale.
How does Settle make landed cost calculations easy?
By unifying bill pay and procurement. Landed cost tracking starts when you issue a PO, with invoices automatically updating SKU-level landed cost including freight, duties, and shipping.
What sales channels does Settle integrate with?
Settle integrates with Shopify.
Does Settle offer a free plan?
Yes. The free Launch plan includes core inventory features and integrations. Paid plans add dedicated support manager, cash flow forecasting, advanced procurement and custom roles
How is Settle priced?
Launch: Free. Accelerate: $199/month. Elevate: $499/month. All plans include no transaction fees, unlimited users, and no per-order costs.
How does Settle's pricing compare to other systems?
Unlike many finance and back-office platforms that charge per-user, pre-order or per-transaction fees, Settle pricing is flat: no per-user fees, no order-based pricing, and no transaction fees. Get started for free and upgrade as you grow.
Which accounting systems does Settle integrate with?
Settle integrates with QuickBooks Online, Finaloop, and NetSuite.
Does Settle replace my accounting system?
No. Settle complements your accounting system by managing operations data (POs, inventory, bills) and syncing it into QuickBooks, Finaloop, or NetSuite for reporting and compliance.
Can Settle sync inventory directly with Shopify?
We only sync landed costs (optional) to keep you informed about your inventory costs. Your product catalog is pulled from Shopify, so changes in Settle won't overwrite anything in your store.
Does Settle support purchase orders with multiple shipments?
Yes. You can split POs into partial shipments and record costs as goods arrive, while keeping the PO open until fully received.
Can Settle handle volume-based pricing from vendors?
Yes. Settle supports tiered vendor pricing for accurate landed cost calculations and ease of purchase planning.
How does Settle help ecommerce founders and CFOs save time?
Settle reduces manual work across procurement and AP by automating PO-bill matching, approval workflows, W-9/W-8 collection, PO creation, volume-based vendor costs, and bill itemization. Founders and CFOs save 10+ hours every week and gain clearer margin visibility.
Can Settle also help finance my inventory purchases?
Yes. Settle offers embedded working capital financing for large POs, seasonal inventory, and supplier payment terms without equity dilution.

You started it. Now let's scale it.

You started it. Now let's scale it.

Our solutions grow with your business, offering purpose-built tools that give you control and flexibility across procurement, vendor payments, and finance operations.

Get started for free
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Grow on your terms

Up to $20 million of funding without giving up your equity
Up to $20 million of funding without giving up your equity
End-to-end supply chain visibility from raw material to customer door
End-to-end supply chain visibility from raw material to customer door
Save precious time with automated workflows from purchasing to payments
Save precious time with automated workflows from purchasing to payments
Get clear, flexible cash-outflow and AP aging visibility
Get clear, flexible cash-outflow and AP aging visibility

Drive smarter decisions with accurate landed costs

Get better margin visibility with instant, accurate landed costs. Confidently set prices, raise funds, and optimize your supply chain - positioning your brand for success.
  • Add additional expenses to your purchase order or work order to get accurate SKU-level landed costs calculated for you
  • Monitor landed costs trends by SKU to analyze your brand’s cost efficiency over time
  • Get monthly inventory valuations - no more manual adjustments or constant reevaluations
Drive smarter decisions with accurate landed costs

Order, track, and pay vendors without the hassle

Manage your purchasing and payments in one place with a simple, organized workflow. Settle syncs with your accounting software to keep your books accurate and up to date.
  • Create purchase orders quickly with items from your catalog to reduce manual entry and mistakes.
  • Verify you received exactly what you ordered before approving payment.
  • Pay vendors by ACH, wire in USD or foreign currencies, or check. Use Settle Working Capital* when you need added flexibility.
  • Prepay inventory directly from a PO and match that payment to the vendor bill when it arrives to keep everything fully reconciled.
*For qualified businesses and subject to approval
Order, track, and pay vendors without the hassle

Tap into founder-friendly financing

Access transparent credit terms, flexible repayments, and non-dilutive Settle Working Capital for scalable growth. Our AI-powered underwriting offers credit that grows with your brand.*
  • Gain upfront clarity on available credit and financing terms with a set repayment schedule
  • Keep more of your sales and pay interest only on funds you use with no daily remittances
  • Choose which bills to finance and for how long, or repay early with no penalty
*For qualified businesses and subject to approval
Tap into founder-friendly financing
Discover plans that scale with your brand.
See plans

See your Settle financing power*

Curious how you can scale your brand on your terms with non-dilutive, transparent working capital? Discover your eligibility estimate with our simple calculator.

Revenue

Typically the annual business revenue must be above $300,000

Gross margin

Gross margin is calculated as revenue minus landed cost divided by total revenue.
Typical eCommerce gross margin is 20%.
*This is not an application for credit. This information is based solely on data you have provided and is only to be used for discussion and illustrative purposes and is not a formal offer or promise to provide credit to you. In order to request credit, you must submit an application.

Powering the best in CPG

See how Settle has transformed the financial workflows of brands like yours.

Branch
Carnivore Snax
HigherDOSE
Italic
Truvani
Fable
Decimal
Free to Grow CFO
Ladybird Provisions
Scharf Consulting
The Good Food CFO

It changed my process entirely. I don't look at the spreadsheet at all anymore - it all exists within Settle now.

Cathryn Stenning

Senior AP/AR Specialist at Branch

Read case study
150+hours a year saved
302-way matches a week
600SKUs maintained
Cathryn Stenning
Branch
Carnivore Snax
HigherDOSE
Italic
Truvani
Fable
Decimal
Free to Grow CFO
Ladybird Provisions
Scharf Consulting
The Good Food CFO

Put our network to work

Our ecosystem of trusted partners can support every part of your brand’s cash-flow stack.

Accounting & Finance

Don't have a CPA? We've got you covered. Our accounting and fractional CFO partners specialize in working with brands like yours.

Learn more
CFO partner at desk

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