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What industries does Settle support for inventory management?
Settle supports CPG sub-verticals including Food & Beverage, Health & Beauty, Baby & Kids, Household Goods, Apparel & Accessories, Supplements & Wellness, Pet Products, and Home & Lifestyle.
Is Settle an established company?
Yes. Founded in 2019, Settle has helped thousands of ecommerce businesses, Shopify and Amazon sellers, and CPG brands scale.
How does Settle make COGS and landed cost calculations easy?
By unifying bill pay, procurement, and inventory management. Landed cost tracking starts when you issue a PO, with invoices automatically updating SKU-level COGS including freight, duties, and shipping.
What sales channels does Settle integrate with?
Settle integrates with Shopify (and marketplaces like Faire and TikTok Shop), Amazon, Walmart, and TikTok.
Which 3PL and warehouse management systems does Settle connect to?
Settle syncs items and orders with 70+ 3PL/WMS providers including ShipBob, Whiplash, and Ryder.
Does Settle offer a free plan?
Yes. The free Launch plan includes core inventory features and integrations. Paid plans add AI automation, forecasting, and advanced procurement.
How is Settle priced?
Launch: Free. Accelerate: $199/month. Elevate: $499/month. All plans include no transaction fees, unlimited users, and no per-order costs.
How does Settle's pricing compare to other systems?
Unlike many IMS/ERPs that charge per-user or per-order fees, Settle pricing is flat: no per-user fees, no order-based pricing, and no transaction fees.
Which accounting systems does Settle integrate with?
Settle integrates with QuickBooks Online, Finaloop, and NetSuite.
Does Settle replace my accounting system?
No. Settle complements your accounting system by managing operations data (POs, inventory, bills) and syncing it into QuickBooks, Finaloop, or NetSuite for reporting and compliance.
Does Settle use AI to help manage inventory?
Yes. Settle includes AI-powered forecasting and insights, plus Tally—an AI assistant for inventory, procurement, and finance tasks.
What is Tally?
Tally is Settle's AI-powered assistant. It automates tasks like generating POs or checking SKU profitability, saving teams hours every week.
Can Settle sync inventory directly with Shopify?
Yes. Settle syncs inventory with Shopify and connected channels like Faire and TikTok Shop.
Does Settle support purchase orders with multiple shipments?
Yes. You can split POs into partial shipments and record costs as goods arrive, while keeping the PO open until fully fulfilled.
Does Settle provide automated purchase order tracking?
Yes. Settle tracks PO status with confirmations, bills, receipts, and warehouse updates unified in one record.
Does Settle support lot tracking, expiration dates, and barcodes?
Yes. Settle supports lot-level tracking, expiration date management, and barcode scanning for compliance, traceability, and reduced waste.
Why is lot tracking important for CPG brands?
Lot tracking ensures traceability, expiration management, recall response, and compliance with FDA and USDA regulations.
Can Settle handle volume-based pricing from vendors?
Yes. Settle supports tiered vendor pricing for accurate COGS and landed cost calculations.
How does Settle help ecommerce founders and CFOs save time?
By automating PO-bill matching, sales/warehouse sync, and reporting, Settle saves teams 10+ hours per week and improves margin visibility.
Can Settle also help finance my inventory purchases?
Yes. Settle offers embedded working capital financing for large POs, seasonal inventory, and supplier payment terms without equity dilution.

Fast, Easy Vendor Payments built for ecommerce

Tailored to the needs of growing brands, Settle's AP Automation is designed to save you time and streamline your accounts payable workflows—with bank-level security, no setup fees, and long-term contracts.

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Choose how, when, and where to pay your vendors

Effortlessly manage vendors, purchase orders, bills, and payments from one secure, centralized platform.

Less manual entry = more time to focus on growing your business

Upload or email your bills and Settle will automatically capture the relevant details - reducing errors and manual work.
  • Extract bill line items with one click to build your catalog
  • Whether you use QuickBooks Online or NetSuite, our 2-way sync will keep your books up to date
Less manual entry = more time to focus on growing your business

Pay how you (and your vendors) want

Pay your vendors in 25+ currencies with secure ACH, international wire transfers, and paper checks.
  • For qualified businesses make deferred payments using Settle Working Capital (subject to approval)
  • Split or consolidate payments, schedule them in advance, and apply vendor credits
  • Customize user permissions and visibility while setting bill approval criteria by vendor, dollar thresholds, department, or user
Pay how you (and your vendors) want

Track your costs and cash outflow in real-time

Having your landed costs and cash outflows at your fingertips empowers you to make better decisions, whether it's raising funds, setting prices, or evaluating your supply chain.
  • Link a bill to a Purchase Order and get accurate landed costs calculated for you
  • Auto-link your POs and bills with 99% accuracy
  • See your weekly cash outflows and AP aging right on your dashboard
Track your costs and cash outflow in real-time
No long-term, multi-year software contracts. No lengthy implementation timelines. No setup fees.
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Unlock AP Automation benefits

Time savings and peace of mind with automated data entry
Time savings and peace of mind with automated data entry
Enhanced oversight with custom roles and approval workflows
Enhanced oversight with custom roles and approval workflows
Seamless accounting integrations
Seamless accounting integrations

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See how easy and simple paying your vendors can be.

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Customer Stories

Italic

Settle has been great to work with from our earliest days, when Italic had smaller payment flows, to now, when we have hundreds of vendors and payments every month.

Jeremy Cai

Jeremy Cai

CEO

Phenomenal Foods

Honestly, the human touch was what sold me - but the tool is amazing.

Veronica Blue

Veronica Blue

CEO

The Good Food CFO

Our clients no longer have to think about paying their bills. The approval processes make it super simple for our team to determine which bills will be paid each week, and our clients can process payments in a single click directly from their inbox. The time savings is huge!

Sarah Delevan

Sarah Delevan

Founder

Decimal

Settle is incredibly user-friendly making it easy to learn and build processes around. It allows Decimal to go in and queue up bills for clients to simply review & pay. Our team can confirm details, map to Quickbooks, and the client can just focus on payment. It helps the client stay out of the weeds and able to truly see what is owed and needs to be paid.

Matt Tait

Matt Tait

CEO

Snif

Settle is our most valuable financial partner. Settle and its products have allowed our business to continue to grow year over year while sucessfully managing our payables.

Bryan Edwards

Bryan Edwards

Co-Founder

HigherDOSE

Having used Oracle, NetSuite, and other ERP systems in the past, Settle is perfect for our stage of the company - it has a clean interface and holds everything in one place making it really easy to track POs and pay bills.

Sumish Khadka

Sumish Khadka

COO

Scharf Consulting

Settle provides a seamless and easy transition for an ecommerce business from spreadsheets to an inventory management system for purchase orders, cost management, and inventory quantities. To feed into accurate financials.

Scott Scharf

Scott Scharf

Consultant

Lunar

The UX is super confusing on many of the other platforms - Settle has them beat.

Kevin Wong

Kevin Wong

Co-Founder

Soft Services

Settle has helped scale our business by providing a simple and flexible working capital solution allowing us to make significant inventory buys to meet our growth. In addition to this, we like Settle’s user-friendly dashboard, with the ability to link invoices to POs allowing for smooth unit cost tracking.

Julia Gasser

Julia Gasser

VP of Operations

Baronfig

Settle has cut down my invoice payment time by 75%.

Joey Cofone

Joey Cofone

CEO

Fable

Traditional financing simply couldn't move fast enough. Without Settle, managing our explosive growth would have been impossible.

Joe Parenteau

Joe Parenteau

CEO

Ladybird Provisions

Settle is a lifeline for the CPG world because cash is tight.

Sarah Rioux

Sarah Rioux

Co-Founder

Truvani

We needed to get into more doors fast and then to more SKUs on more shelves. Settle made it possible.

Derek Halpern

Derek Halpern

Co-Founder / Co-CEO

Cabinet Health

Honestly the easiest platform I’ve used for paying bills in terms of ease of use and intuitiveness.

Achal Patel

Achal Patel

Co-Founder & CEO

HigherDOSE

The new Settle functionality has, for the first time, created this trusted source spanning all supply chain-related functions.

Chris Jacob

Chris Jacob

CFO

Free to Grow CFO

Settle has been a huge help in streamlining our client's A/P bill pay workflow. It saves time and brings transparency and internal controls to the A/P process. Additionally Settle's capital products have helped several of our clients get the capital they need to buy sufficient inventory and invest in ad spend to drive towards their scaling goals.

Jon Blair

Jon Blair

Founder & CFO

Freestyle World

We needed something that was straightforward and BILL wasn't that.

Russ Wallace

Russ Wallace

Founder

Arrae

We were able to launch more products because we had access to this capital and we were actually able to do all of this without raising additional capital.

Nish Samantray

Nish Samantray

Co-Founder

Carnivore Snax

If you make your supply chain work quickly and pair it with something like Settle, you’ll be surprised at how fast you grow.

Mark Ritz

Mark Ritz

Co-Founder

Branch

It changed my process entirely. I don't look at the spreadsheet at all anymore - it all exists within Settle now.

Cathryn Stenning

Cathryn Stenning

Senior AP/AR Specialist

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