Margins under pressure? You don't have to lose control.

Margins under pressure? You don't have to lose control.

Tariffs are up. Vendor prices are shifting. But you can still run your back office with clarity. Settle gives you the tools to track landed costs and catch overbilling — all at $0/month.

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ArraeBirddogsBranchBubble SkincareCabinetCeremoniaDeuxGhiaGrunsHigherDoseItalicJiantKnowlitaLaloMadhappyPat McGrathRhodeStarface
ArraeBirddogsBranchBubble SkincareCabinetCeremoniaDeuxGhiaGrunsHigherDoseItalicJiantKnowlitaLaloMadhappyPat McGrathRhodeStarface
ArraeBirddogsBranchBubble SkincareCabinetCeremoniaDeuxGhiaGrunsHigherDoseItalicJiantKnowlitaLaloMadhappyPat McGrathRhodeStarface
ArraeBirddogsBranchBubble SkincareCabinetCeremoniaDeuxGhiaGrunsHigherDoseItalicJiantKnowlitaLaloMadhappyPat McGrathRhodeStarface

Turn tariff chaos into clarity

Up to $20 million of funding without giving up your equity
Up to $20 million of funding without giving up your equity
Track landed cost per SKU for free — including tariffs and freight — so you know your real margin
Track landed cost per SKU for free — including tariffs and freight — so you know your real margin
Catch invoice mismatches with overbilling alerts linked directly to your POs at no extra cost
Catch invoice mismatches with overbilling alerts linked directly to your POs at no extra cost

Know how tariffs are impacting each SKU

When duties and freight jump, it's easy to lose sight of your margins. Calculate your true landed costs per SKU, factoring in every fee so you can see which products are still profitable.
  • Track true landed cost per SKU, including tariffs, freight, and fees
  • Understand true unit-level margins
  • Get started fast — no setup fees, no seat limits, no monthly cost
Know how tariffs are impacting each SKU

Tap into founder-friendly financing

Settle Working Capital helps you navigate elevated costs without draining your cash. Whether you’re restocking after tariff-driven price jumps or managing tighter vendor terms, you get flexible capital that grows with your brand — no equity required.*
  • Get upfront clarity on available credit and repayment terms
  • Pay interest only on what you use — no daily payments, no hidden fees
  • Choose which bills to finance, how long to extend, and repay early with no penalty
*For qualified businesses and subject to approval
Tap into founder-friendly financing

Every dollar counts. Catch pricing discrepancies before they cost you.

When you work with a new vendor, mistakes can happen. Line items change, costs creep, or fees get added. Settle automatically matches invoices to your purchase orders, so you can track discrepancies before you pay.
  • Know when your bill exceeds your PO
  • Catch costly errors when working with new or overseas suppliers
  • Upgrade to automatic 3-way matching that matches invoices to POs and Receipts
Every dollar counts. Catch pricing discrepancies before they cost you.
See what you can unlock — starting at $0/month.
See plans

See your Settle financing power*

Curious how you can scale your brand on your terms with non-dilutive, transparent working capital? Discover your eligibility estimate with our simple calculator.

Revenue

Typically the annual business revenue must be above $300,000

Gross margin

Gross margin is calculated as revenue minus landed cost divided by total revenue.
Typical eCommerce gross margin is 20%.
*This is not an application for credit. This information is based solely on data you have provided and is only to be used for discussion and illustrative purposes and is not a formal offer or promise to provide credit to you. In order to request credit, you must submit an application.

Powering the best in CPG

See how Settle has transformed the financial workflows of brands like yours.

Branch
Carnivore Snax
HigherDOSE
Italic
Truvani
Fable
Decimal
Free to Grow CFO
Ladybird Provisions
Scharf Consulting
The Good Food CFO

It changed my process entirely. I don't look at the spreadsheet at all anymore - it all exists within Settle now.

Cathryn Stenning

Senior AP/AR Specialist at Branch

Read case study
150+hours a year saved
302-way matches a week
600SKUs maintained
Cathryn Stenning
Branch
Carnivore Snax
HigherDOSE
Italic
Truvani
Fable
Decimal
Free to Grow CFO
Ladybird Provisions
Scharf Consulting
The Good Food CFO

Put our network to work

Our ecosystem of trusted partners can support every part of your brand’s cash-flow stack.

Accounting & Finance

Don't have a CPA? We've got you covered. Our accounting and fractional CFO partners specialize in working with brands like yours.

Learn more
CFO partner at desk

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