Boost your cash flow and grow your business with Settle Working Capital.* Flexible financing to get more strategic with your spending—and the peace of mind that comes with honest financing.
*For qualified businesses and subject to approval
We pay your vendor upfront. You pay us back later with terms tailored to your business.
Don't be fooled by a "low-rate" Merchant Cash Advance (MCA). MCAs charge their fee against the original amount you borrow - every month, making that "low-rate" more expensive than you think.
| Settle (Monthly)Saves you money vs MCAs | Revenue Based Financing (Monthly) | Revenue Based Financing (Monthly) | |
|---|---|---|---|
| Amount | $100,000 | $100,000 | $100,000 |
| Fee | 1.4% / mo on outstanding balance | 1.0% / mo on full origination amount | 1.4% / mo on full origination amount |
| Effective APR | 17.03% | 20.57% | 29.10% |
| Total Interest Paid | $4,957 | $6,000 | $8,400 |
| Repayment Period | 6 months | 6 months | 6 months |
| Total Payback | $104,957 | $106,000 | $108,400 |
| No prepayment fees or penalties | |||
| Flexible repayment schedule |
Sync your financial software with our easy integration and get your credit eligibility in as little as 1–3 business days.
Upload a bill, then choose your preferred currency, payment method, and schedule. We’ll pay the vendor on your behalf.
Pay us back 30–180* days later with our fixed repayment schedule.
We’ll regularly assess your credit eligibility to ensure it aligns with your business so you can take your brand to the next level.
Curious how you can scale your brand on your terms with non-dilutive, transparent working capital? Discover your eligibility estimate with our simple calculator.
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Strategically scale with Settle's transparent, flexible financing
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