Tap into founder-friendly financing

Boost your cash flow and grow your business with Settle Working Capital.* Flexible financing to get more strategic with your spending—and the peace of mind that comes with honest financing.

*For qualified businesses and subject to approval

Request a demo to get started
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CeremoniaCabinetBranchPat McGrathRhodeItalicArraeDeuxHigherDoseGrunsMadhappyStarfaceBubble SkincareKnowlitaLaloJiantGhiaBirddogs
CeremoniaCabinetBranchPat McGrathRhodeItalicArraeDeuxHigherDoseGrunsMadhappyStarfaceBubble SkincareKnowlitaLaloJiantGhiaBirddogs
CeremoniaCabinetBranchPat McGrathRhodeItalicArraeDeuxHigherDoseGrunsMadhappyStarfaceBubble SkincareKnowlitaLaloJiantGhiaBirddogs
CeremoniaCabinetBranchPat McGrathRhodeItalicArraeDeuxHigherDoseGrunsMadhappyStarfaceBubble SkincareKnowlitaLaloJiantGhiaBirddogs

Settle now, pay later

We pay your vendor upfront. You pay us back later with terms tailored to your business.

Feature preview
Feature preview
Feature preview
See how Settle Working Capital can help you scale your business on your terms.
See how it works
Non-dilutive capital
Non-dilutive capital
More purchasing power
More purchasing power
Transparent Terms
Transparent Terms

Do you know your real APR?

Compare Settle to Merchant Cash Advances

SettleRevenue Based FinancingRevenue Based Financing (Daily)Revenue Based Financing (20% Growth)
Amount$100,000$100,000$100,000$100,000
Effective Fee$1,400

1.4%

$12,000

12%

$12,000

12%

$12,000

12%

Effective APR17.28%44.01%45.96%57.26%
Total Interest Paid$8,400$12,000$12,000$12,000
Repayment Period6 months

6 months

27 weeks

6.3 months

183 days

6.1 months

18 weeks

4.2 months

Total Payback$108,400$112,000$112,000$112,000
No prepayment fees or penalties
Flexible repayment schedule
*Settle provides this information for education and illustration purposes only. It is presented without warranty and is not a formal offer of credit. Actual rate, term, and amount available is subject to approval and may vary.

Here’s how it works

1Apply

Sync your financial software with our easy integration and get your credit eligibility in as little as 1–3 business days.

2Finance

Upload a bill, then choose your preferred currency, payment method, and schedule. We’ll pay the vendor on your behalf.

3Repay

Pay us back 30–180* days later with our fixed repayment schedule.

4Grow

We’ll regularly assess your credit eligibility to ensure it aligns with your business so you can take your brand to the next level.

*Actual terms depend on an individual business’s credit eligibility
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Ready? Let's grow.

Strategically scale with Settle's transparent, flexible financing

Get started for free

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