What industries does Settle support?
Settle supports CPG sub-verticals including Food & Beverage, Health & Beauty, Baby & Kids, Household Goods, Apparel & Accessories, Supplements & Wellness, Pet Products, and Home & Lifestyle.
Is Settle an established company?
Yes. Founded in 2019, Settle has helped thousands of ecommerce businesses, Shopify and Amazon sellers, and CPG brands scale.
How does Settle make landed cost calculations easy?
By unifying bill pay and procurement. Landed cost tracking starts when you issue a PO, with invoices automatically updating SKU-level landed cost including freight, duties, and shipping.
What sales channels does Settle integrate with?
Settle integrates with Shopify.
Does Settle offer a free plan?
Yes. The free Launch plan includes core inventory features and integrations. Paid plans add dedicated support manager, cash flow forecasting, advanced procurement and custom roles
How is Settle priced?
Launch: Free. Accelerate: $199/month. Elevate: $499/month. All plans include no transaction fees, unlimited users, and no per-order costs.
How does Settle's pricing compare to other systems?
Unlike many finance and back-office platforms that charge per-user, pre-order or per-transaction fees, Settle pricing is flat: no per-user fees, no order-based pricing, and no transaction fees. Get started for free and upgrade as you grow.
Which accounting systems does Settle integrate with?
Settle integrates with QuickBooks Online, Finaloop, and NetSuite.
Does Settle replace my accounting system?
No. Settle complements your accounting system by managing operations data (POs, inventory, bills) and syncing it into QuickBooks, Finaloop, or NetSuite for reporting and compliance.
Can Settle sync inventory directly with Shopify?
We only sync landed costs (optional) to keep you informed about your inventory costs. Your product catalog is pulled from Shopify, so changes in Settle won't overwrite anything in your store.
Does Settle support purchase orders with multiple shipments?
Yes. You can split POs into partial shipments and record costs as goods arrive, while keeping the PO open until fully received.
Can Settle handle volume-based pricing from vendors?
Yes. Settle supports tiered vendor pricing for accurate landed cost calculations and ease of purchase planning.
How does Settle help ecommerce founders and CFOs save time?
Settle reduces manual work across procurement and AP by automating PO-bill matching, approval workflows, W-9/W-8 collection, PO creation, volume-based vendor costs, and bill itemization. Founders and CFOs save 10+ hours every week and gain clearer margin visibility.
Can Settle also help finance my inventory purchases?
Yes. Settle offers embedded working capital financing for large POs, seasonal inventory, and supplier payment terms without equity dilution.

Fuel your Shopify growth with up to $10M in working capital

More capital. More confidence. More growth. Settle empowers ambitious Shopify brands with fast, flexible financing—leveraging deep experience working with Shopify merchants to help you invest confidently in inventory, marketing, and expansion without cash flow constraints. Plus, Shopify merchants get exclusive preferred rates.
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Smarter financing for growing Shopify brands.

Grow your Shopify brand fearlessly with Settle’s deep Shopify expertise—access transparent, non-dilutive capital structured with fixed repayments up to 180 days, simplifying financial forecasting, preserving equity, and empowering strategic growth.

Fast approvals

Fast approvals

Get financing decisions in as few as 1-3 business days with minimal paperwork.

Flexible funding

Flexible funding

Access up to $10M with a predictable payback schedule and repayment terms of up to 180 days, structured to align with your cash flow cycles.

Fixed repayments

Fixed repayments

Clear, fixed schedules that simplify financial planning and eliminate revenue-based uncertainty.

How it works.

1Apply in minutes

Connect your Shopify store and financial data seamlessly.

2Receive an offer

Receive flexible financing from $2M-$10M*, with terms built around your cash flow.

3Invest & grow

Use capital to fuel inventory, marketing, or expansion—on your terms.

*For qualified businesses and subject to credit approval

Settle by the numbers

550%

Average 1-year supported revenue growth*

$420k

3-way match discrepancies caught per brand on average**

$3B

Funding provided to brands since 2019

*Calculated based on 417 customers' average rate of increase for gross revenue YoY one year after activating on Settle.**Based on internal Settle customer data comparing amounts between purchase orders and actual invoices received.
Snif

Settle is our most valuable financial partner. Settle and its products have allowed our business to continue to grow year over year while successfully managing our payables.

Snif

Bryan Edwards

Co-founder

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Ready to supercharge scale with working capital?

Growth starts with the right financial partner. Let’s make sure you have the capital to scale confidently.

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