The Smartest Q4 Move Inventory Brands Can Make Now
Q4 will be here before you know it. Discover how proactive brands are using working capital now to secure inventory, boost margins, and avoid year-end chaos.
Settle now, pay later
We pay your vendor upfront. You pay us back later with terms tailored to your business.
See how Settle Working Capital can help you scale your business on your terms.
See how it works
Non-dilutive capital
More purchasing power
Transparent Terms
Do you know your real APR?
Compare Settle to Merchant Cash Advances
| Settle | Revenue Based Financing | Revenue Based Financing (Daily) | Revenue Based Financing (20% Growth) | |
|---|---|---|---|---|
| Amount | $100,000 | $100,000 | $100,000 | $100,000 |
| Effective Fee | $1,400 1.4% | $12,000 12% | $12,000 12% | $12,000 12% |
| Effective APR | 17.28% | 44.01% | 45.96% | 57.26% |
| Total Interest Paid | $8,400 | $12,000 | $12,000 | $12,000 |
| Repayment Period | 6 months 6 months | 27 weeks 6.3 months | 183 days 6.1 months | 18 weeks 4.2 months |
| Total Payback | $108,400 | $112,000 | $112,000 | $112,000 |
| No prepayment fees or penalties | ||||
| Flexible repayment schedule |
Here’s how it works
1Apply
Sync your financial software with our easy integration and get your credit eligibility in as little as 1–3 business days.
2Finance
Upload a bill, then choose your preferred currency, payment method, and schedule. We’ll pay the vendor on your behalf.
3Repay
Pay us back 30–180* days later with our fixed repayment schedule.
4Grow
We’ll regularly assess your credit eligibility to ensure it aligns with your business so you can take your brand to the next level.
*Actual terms depend on an individual business’s credit eligibility
Ready? Let's grow.
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