Boost your cash flow and grow your business with Settle Working Capital.* Flexible financing to get more strategic with your spending—and the peace of mind that comes with honest financing.
*For qualified businesses and subject to approval
We pay your vendor upfront. You pay us back later with terms tailored to your business.
Compare Settle to Merchant Cash Advances
| Settle | Revenue Based Financing | Revenue Based Financing (Daily) | Revenue Based Financing (20% Growth) | |
|---|---|---|---|---|
| Amount | $100,000 | $100,000 | $100,000 | $100,000 |
| Effective Fee | $1,400 1.4% | $12,000 12% | $12,000 12% | $12,000 12% |
| Effective APR | 17.28% | 44.01% | 45.96% | 57.26% |
| Total Interest Paid | $8,400 | $12,000 | $12,000 | $12,000 |
| Repayment Period | 6 months 6 months | 27 weeks 6.3 months | 183 days 6.1 months | 18 weeks 4.2 months |
| Total Payback | $108,400 | $112,000 | $112,000 | $112,000 |
| No prepayment fees or penalties | ||||
| Flexible repayment schedule |
Sync your financial software with our easy integration and get your credit eligibility in as little as 1–3 business days.
Upload a bill, then choose your preferred currency, payment method, and schedule. We’ll pay the vendor on your behalf.
Pay us back 30–180* days later with our fixed repayment schedule.
We’ll regularly assess your credit eligibility to ensure it aligns with your business so you can take your brand to the next level.
Curious how you can scale your brand on your terms with non-dilutive, transparent working capital? Discover your eligibility estimate with our simple calculator.
Revenue
Gross margin
Strategically scale with Settle's transparent, flexible financing
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