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What industries does Settle support?
Settle supports CPG sub-verticals including Food & Beverage, Health & Beauty, Baby & Kids, Household Goods, Apparel & Accessories, Supplements & Wellness, Pet Products, and Home & Lifestyle.
Is Settle an established company?
Yes. Founded in 2019, Settle has helped thousands of ecommerce businesses, Shopify and Amazon sellers, and CPG brands scale.
How does Settle make landed cost calculations easy?
By unifying bill pay and procurement. Landed cost tracking starts when you issue a PO, with invoices automatically updating SKU-level landed cost including freight, duties, and shipping.
What sales channels does Settle integrate with?
Settle integrates with Shopify.
Does Settle offer a free plan?
Yes. The free Launch plan includes core inventory features and integrations. Paid plans add dedicated support manager, cash flow forecasting, advanced procurement and custom roles
How is Settle priced?
Launch: Free. Accelerate: $199/month. Elevate: $499/month. All plans include no transaction fees, unlimited users, and no per-order costs.
How does Settle's pricing compare to other systems?
Unlike many finance and back-office platforms that charge per-user, pre-order or per-transaction fees, Settle pricing is flat: no per-user fees, no order-based pricing, and no transaction fees. Get started for free and upgrade as you grow.
Which accounting systems does Settle integrate with?
Settle integrates with QuickBooks Online, Finaloop, and NetSuite.
Does Settle replace my accounting system?
No. Settle complements your accounting system by managing operations data (POs, inventory, bills) and syncing it into QuickBooks, Finaloop, or NetSuite for reporting and compliance.
Can Settle sync inventory directly with Shopify?
We only sync landed costs (optional) to keep you informed about your inventory costs. Your product catalog is pulled from Shopify, so changes in Settle won't overwrite anything in your store.
Does Settle support purchase orders with multiple shipments?
Yes. You can split POs into partial shipments and record costs as goods arrive, while keeping the PO open until fully received.
Can Settle handle volume-based pricing from vendors?
Yes. Settle supports tiered vendor pricing for accurate landed cost calculations and ease of purchase planning.
How does Settle help ecommerce founders and CFOs save time?
Settle reduces manual work across procurement and AP by automating PO-bill matching, approval workflows, W-9/W-8 collection, PO creation, volume-based vendor costs, and bill itemization. Founders and CFOs save 10+ hours every week and gain clearer margin visibility.
Can Settle also help finance my inventory purchases?
Yes. Settle offers embedded working capital financing for large POs, seasonal inventory, and supplier payment terms without equity dilution.

Fast, Easy Vendor Payments built for ecommerce

Tailored to the needs of growing brands, Settle's AP Automation is designed to save you time and streamline your accounts payable workflows—with bank-level security, no setup fees, and long-term contracts.

Get started for free
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Choose how and when to pay your vendors

Effortlessly manage vendors, purchase orders, bills, and payments from one secure, centralized platform.

Less manual entry = more time to focus on growing your business

Upload or email your bills and Settle will automatically capture the relevant details - reducing errors and manual work.
  • Extract bill line items with one click to build your catalog
  • Whether you use QuickBooks Online or NetSuite, our 2-way sync will keep your books up to date
Less manual entry = more time to focus on growing your business

Pay how you (and your vendors) want

Pay your vendors in 25+ currencies with secure ACH, international wire transfers, and paper checks.
  • For qualified businesses make deferred payments using Settle Working Capital (subject to approval)
  • Split or consolidate payments, schedule them in advance, and apply vendor credits
  • Customize user permissions and visibility while setting bill approval criteria by vendor, dollar thresholds, department, or user
Pay how you (and your vendors) want

Track your costs and cash outflow in real-time

Having your landed costs and cash outflows at your fingertips empowers you to make better decisions, whether it's raising funds, setting prices, or evaluating your supply chain.
  • Link a bill to a Purchase Order and get accurate landed costs calculated for you
  • Auto-link your POs and bills with 99% accuracy
  • See your weekly cash outflows and AP aging right on your dashboard
Track your costs and cash outflow in real-time

Unlock AP Automation benefits

Time savings and peace of mind with automated data entry
Time savings and peace of mind with automated data entry
Enhanced oversight with custom roles and approval workflows
Enhanced oversight with custom roles and approval workflows
Seamless accounting integrations
Seamless accounting integrations

Wire, ACH, fast ACH, and check

Settle Working Capital¹

Approval workflows for bills and payments

Partial bill payments

Recurring payments

Pay multiple bills in a single payment

Pay without bill

Make international payments

Apply vendor credits

Accounting software integration

Cash outflow visibility

AP reporting (AP aging, bills, etc)

AI powered line itemization

Automatic bill categorization

1 For qualified businesses and is subject to approval.
Start for free. No long-term contracts, no setup fees, and no lengthy implementation.
See plans

Take an interactive product tour

See how easy and simple paying your vendors can be.

Seeing is believing

Meet with Settle and start automating your AP.

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Customer Stories

Branch
Carnivore Snax
HigherDOSE
Italic
Truvani
Fable
Decimal
Free to Grow CFO
Ladybird Provisions
Scharf Consulting
The Good Food CFO

It changed my process entirely. I don't look at the spreadsheet at all anymore - it all exists within Settle now.

Cathryn Stenning

Senior AP/AR Specialist at Branch

Read case study
150+hours a year saved
302-way matches a week
600SKUs maintained
Cathryn Stenning
Branch
Carnivore Snax
HigherDOSE
Italic
Truvani
Fable
Decimal
Free to Grow CFO
Ladybird Provisions
Scharf Consulting
The Good Food CFO

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