See if Settle Working Capital is right for your CPG brand

Get founder-friendly financing for CPG and e-commerce brands. Learn more about eligibility, terms, and pricing by scheduling a demo with our team.

Settle supports an average 1 year gross revenue growth of 550% for our customers*
Get your credit eligibility in 1-3 business days when you use our easy integration
Join the best in CPG brands like Lalo, Branch, and Italic

*Calculated based on 417 customers' average rate of increase for gross revenue YoY one year after activating on Settle.

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Partnering with the most trusted names in Fintech

Here’s how it works

1Apply

Sync your financial software with our easy integration and get your credit eligibility in as little as 1–3 business days.

2Finance

Upload a bill, then choose your preferred currency, payment method, and schedule. We’ll pay the vendor on your behalf.

3Repay

Pay us back 30–180* days later with our fixed repayment schedule.

4Grow

We’ll regularly assess your credit eligibility to ensure it aligns with your business so you can take your brand to the next level.

*Subject to approval. Actual terms depend on an individual business’s credit eligibility.

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See how to select your 30-180 day repayment details and pay using Settle Working Capital.

Fueling the best in CPG

See how we helped transform the cash flow needs of businesses like yours.

It changed my process entirely. I don't look at the spreadsheet at all anymore - it all exists within Settle now.

Cathryn Stenning

Senior AP/AR Specialist

If you make your supply chain work quickly and pair it with something like Settle, you'll be surprised at how fast you grow.

Mark Ritz

Co-Founder

Settle is incredibly user-friendly making it easy to learn and build processes around. It allows Decimal to go in and queue up bills for clients to simply review & pay. Our team can confirm details, map to Quickbooks, and the client can just focus on payment. It helps the client stay out of the weeds and able to truly see what is owed and needs to be paid.

Matt Tait

CEO

Traditional financing simply couldn't move fast enough. Without Settle, managing our explosive growth would have been impossible.

Joe Parenteau

CEO

Settle has been a huge help in streamlining our client's A/P bill pay workflow. It saves time and brings transparency and internal controls to the A/P process. Additionally Settle's capital products have helped several of our clients get the capital they need to buy sufficient inventory and invest in ad spend to drive towards their scaling goals.

Jon Blair

Founder & CFO

Having used Oracle, NetSuite, and other ERP systems in the past, Settle is perfect for our stage of the company - it has a clean interface and holds everything in one place making it really easy to track POs and pay bills.

Sumish Khadka

COO

Settle has been great to work with from our earliest days, when Italic had smaller payment flows, to now, when we have hundreds of vendors and payments every month.

Jeremy Cai

CEO

Settle is a lifeline for the CPG world because cash is tight.

Sarah Rioux

Co-Founder

Settle provides a seamless and easy transition for an ecommerce business from spreadsheets to an inventory management system for purchase orders, cost management, and inventory quantities. To feed into accurate financials.

Scott Scharf

Consultant

Our clients no longer have to think about paying their bills. The approval processes make it super simple for our team to determine which bills will be paid each week, and our clients can process payments in a single click directly from their inbox. The time savings is huge!