$2 billion
Total payment volume
Settle Now. Pay Later.
Fuel your strategic growth with Settle Working Capital. Get transparent credit terms, AI-powered holistic underwriting, and non-dilutive capital to help you scale.
Take the work out of payments
Centralize how you manage bills, vendors, and payments with AP Automation. Automate workflows, save time, and seamlessly integrate with QuickBooks and NetSuite.
Customizable, effortless POs
Save time with our intuitive Purchase Orders. Simplify audits on the first cash flow platform with 3-way matching. Generate purchase orders in minutes.
Partnering with the most trusted names in Fintech
Take an interactive product tour
Check our interactive AP Automation, Financing, and Purchase Order demos
Settle by the numbers
$20 million
Get approved for up to $20 million in working capital
+385%
Average 1-year supported revenue growth*
Fueling the best in CPG
See how we helped transform the cash flow needs of businesses like yours.
Settle has been great to work with from our earliest days, when Italic had smaller payment flows, to now, when we have hundreds of vendors and payments every month.
Jeremy Cai
CEO
Honestly, the human touch was what sold me - but the tool is amazing.
Veronica Blue
CEO
Settle is our most valuable financial partner. Settle and its products have allowed our business to continue to grow year over year while sucessfully managing our payables.
Bryan Edwards
Co-Founder
Having used Oracle, NetSuite, and other ERP systems in the past, Settle is perfect for our stage of the company - it has a clean interface and holds everything in one place making it really easy to track POs and pay bills.
Sumish Khadka
COO
The UX is super confusing on many of the other platforms - Settle has them beat.
Kevin Wong
Co-Founder
Settle has helped scale our business by providing a simple and flexible working capital solution allowing us to make significant inventory buys to meet our growth. In addition to this, we like Settle’s user-friendly dashboard, with the ability to link invoices to POs allowing for smooth unit cost tracking.
Julia Gasser
VP of Operations
Settle has cut down my invoice payment time by 75%.
Joey Cofone
CEO
Settle is a lifeline for the CPG world because cash is tight.
Sarah Rioux
Co-Founder
Honestly the easiest platform I’ve used for paying bills in terms of ease of use and intuitiveness.
Achal Patel
Co-Founder & CEO
We needed something that was straightforward and BILL wasn't that.
Russ Wallace
Founder
We were able to launch more products because we had access to this capital and we were actually able to do all of this without raising additional capital.
Nish Samantray
Co-Founder
It changed my process entirely. I don't look at the spreadsheet at all anymore - it all exists within Settle now.
Cathryn Stenning
AP/AR Associate
Put our network to work
Our ecosystem of trusted partners can support every part of your brand’s cash-flow stack.
Accounting & Finance
Don't have a CPA? We've got you covered. Our accounting and fractional CFO partners specialize in working with brands like yours.
Learn more
Discover what better cash-flow innovation can do for you.
Latest news & insights
Settle's Head of Revenue Recaps His Top Do's and Don'ts After Expo West
What he saw, loved and learned from the "super bowl" of CPG events.
An Introduction to Cash Flow Forecasting
A company’s ability to make a cash flow forecast is essential in the world of modern business. Here is everything you need to know about cash flow forecasting.
Accounts Payable vs. Accounts Receivable
Understanding accounts payable and accounts receivable is an essential part of business workflow. So how do they differ? Learn more about them in this guide.
ACH vs Wire vs Electronic Transfer: What is the Difference and How to They Work?
ACH, wire transfers, electronic transfers: What’s the difference, and why does it matter? Learn more about how these work and what they mean for your business.