From Steady Growth to Scalable Momentum

Office Hours is transforming how teams access and share knowledge. The platform connects investment firms, corporations, and startups with vetted experts worldwide — streamlining scheduling, compliance, and payments in a single system.

As the business expanded, so did the complexity of its operations. New enterprise partnerships required upfront investments in technology, talent, and onboarding. Although Office Hours was profitable with healthy unit economics, growth still demanded flexible cash flow.

Traditional lenders couldn't move fast enough or offer terms suited to a digital-first, service-based company. The team needed a capital solution that could match their speed and integrate directly with the tools they already used.

We're profitable, but we needed flexible working capital to fund growth.

The Solution: Settle as a Flexible Growth Partner

Office Hours turned to Settle for a working capital solution designed around modern businesses. Implementation was quick and easy. Settle connected directly to QuickBooks, syncing financial data automatically and removing the need for manual uploads or reconciliation.

Once onboarded, the process was seamless. The team could request funds with just a few clicks and receive approvals within 24 to 48 hours. Repayments, draws, and balance tracking all lived in one intuitive dashboard.

The automation extended beyond financing. With real-time visibility into all capital activity, the team could forecast confidently, stay proactive about repayment schedules, and focus on scaling instead of managing paperwork.

Settle makes it incredibly easy. We can draw and pay down directly on the platform, track everything in one place, and never have to chase paperwork.

The Results: Speed, Simplicity, and Scalability

Partnering with Settle gave Office Hours the ability to scale without slowing down. The company gained access to fast, flexible funding that supported growth opportunities without disrupting profitability or cash reserves.

By automating every step, from document management to repayment, Settle eliminated the friction that comes with traditional financing. The platform's intuitive design and visibility made it easy for the team to stay organized and focused on expansion.

The impact:

• 48-hour average turnaround for funding requests
• Fully automated draw and paydown management through the Settle platform
• Centralized visibility into capital activity, status, and documentation
• Sustained growth supported by consistent access to working capital

Everything about Settle feels effortless. The interface is intuitive, the turnaround is fast, and the process is transparent. It's a perfect fit for how we run our business.

Why Office Hours Chose Settle

Office Hours runs on efficiency, and Settle's technology-first approach was a natural fit. The team valued how the product aligned with their own operations. It's fast-moving, data-driven, and built for flexibility.

Where traditional capital providers relied on lengthy applications and rigid terms, Settle offered transparency and control. Every interaction felt modern, automated, and aligned with how Office Hours already worked.

It's a perfect product for what we need. It's fast, simple, and built for businesses like ours.

The Road Ahead

With Settle as a financing partner, Office Hours is set up to continue scaling seamlessly. The company can fund new initiatives, expand partnerships, and stay ahead of demand, without worrying about capital constraints or administrative bottlenecks.

Looking ahead, the team plans to keep leveraging Settle's automation and visibility as they grow, confident that their financing solution can scale alongside them.

• Expand enterprise partnerships without cash flow gaps
• Maintain efficiency as transaction volume grows
• Free up time for strategic planning and innovation

👉 Settle helps ambitious businesses like Office Hours scale faster by simplifying access to capital, automating financial workflows, and giving teams the flexibility to grow on their terms.